SBA Loan

Could an SBA Loan Help Your Business?

Getting financing for your small business can be a challenge. The Small Business Administration understands this and offers several programs aimed at helping business owners to secure funding for their companies. These programs are offered through lenders such as Business Capital Financing USA. As a preferred lender, we can help you get approved quicker and with higher chances of success.

Buying Real Estate

Many people seek a small business loan to help with purchasing real estate. These are some examples of the types of properties that may qualify:

• Offices
• Healthcare practices
• Automotive services properties
• Hotels
• Single-purpose buildings
• Veterinary practices
• Childcare facilities
• Nonconforming properties

Equipment Financing

Alternatively, you may want to use a small business administration loan to help pay for business equipment. These are some examples of the types of equipment you could buy:

• Vehicles
• Laundry equipment
• Production machinery
• Machine tools
• Trucking equipment
• Heavy equipment
• Diagnostic tools
• Medical equipment
• Printing machines

Business Acquisitions

Some business owners seek small business loans to help with their business acquisitions or partner buyouts. These loans are typically available with up to 80% financing and 15-year terms. You can get a prequalification within 48 hours. Our decision is based primarily on how the business is managed and what its cash flow looks like. These loans are fully amortized with no penalties for early payment.

Loans up to $5 Million

Our other SBA loans are available with up to 90% financing and 25-year terms. They are offered under the 504 and 7a programs. With these options, you can receive either a fixed-rate or variable-rate loan. Like the business acquisition loans, they have no balloon payments and full amortization schedules. You will never have to worry about penalties for prepayment.

Healthcare Financing

Explore Your Healthcare and Medical Financing Options

Small businesses and medical practices share several things in common. But capital is a top priority for both. Business Capital Financing USA offers healthcare financing solutions for equipment, debt consolidation and other key needs.

Debt Consolidation Loans

How you handle your practice’s debt reflects its financial management. Make this easier on yourself with a debt consolidation loan, which offers one low monthly payment and a single interest rate.

Medical Equipment Financing

When you need diagnostic and treatment tools, our medical equipment financing can help. We offer both leases and loans – you can qualify for one or both. You may also get up to 50% soft cost coverage.

Working Capital Loans

Funding your practice’s operations and meeting other critical needs is easier with our working capital loans. You can get approved for up to $75,000 with just a simple application and no financial statement needed. Should you need more, just include your full financials and request up to $250,000. These loans come with some great benefits:

• Terms of up to 72 months
• No advance loan payments needed
• No reporting on personal credit

Practice Acquisition Financing

Buying out a partner, purchasing another practice or completing a merger are all possible with our practice acquisition loans. Eligible applicants can qualify for up to 100% financing.

Franchise Financing

Special Attention: Franchise Financing

Starting a franchise requires attention to detail and a sharp business mind. However, even the most experienced investors can benefit from the expertise of consultants and the franchise financing program at Business Capital Financing USA.

Attention to Time

Pre-qualifying is quick and easy. No matter the outcome, it is a no-obligation process that our consultants will help you complete. We also understand that you have other time-sensitive obligations. If you do qualify, we work to make closing fast and effortless on your part.

Attention to Detail

We know that your business profile may differ depending on whether you are a commercial investor or a first-time owner. We offer a variety of options that meet you where you are on your investing journey. From purchasing commercial real estate to equipment to new construction to refinancing, the franchise program covers it all in the details.

Attention to Need

For first-time buyers, our consultants can offer years of expertise in franchising. Matching needs to solutions is part of how the franchise funding program works. We offer:

• Low rates upwards of 6%
• 25-year term limits
• Working capital options
• Loan to value (LTV) up to 90%

Attention to Success

As part of our franchise financing program, we make no pre-payment penalties as a point of practice. We want your franchise to be successful and don’t believe any of our terms should hinder your financial growth.

Get Started

Contact Business Capital Financing USA today to learn more about our SBA loans. We will help you get started with a free consultation and analysis of your business’s current finances and needs.