Commercial Real Estate Funding

Go Ahead and Make Those Plans

Have you got big plans for your investments? Could you use commercial real estate financing to make them a reality? Let Business Capital Financing USA help. We have years of experience in structuring loans for a wide variety of commercial properties. With our loans and your chutzpah, amazing things can happen.

What We Offer

Thanks to our broad portfolio of financial vehicles, we are able to provide commercial real estate financing for just about any project. We also offer non-recourse loans. Take a look at our offerings.

• SBA 7a and 504 Loans: Got your eye on flagged or non-flagged hotels? Get interest rates that start at 4.5% and rates up to 25 years with these loans.
• Bridge Loans: Recieve up to $100,000,000 for working capital or other needs with our bridge and hard money loans. Receive up to 80% loan-to-value with rates up to 14% and interest-only amortization.
• Commercial Mortgage Backed Securities: Get funding up to $50,000,000 with a CMBS loan. These loans come from the sale of issued bonds from a trust of pooled commercial properties.
• Conventional Programs: If you’re considering stable investments, such as mobile home parks, industrial parks, self-storage, or multifamily housing, this is a good option. Money is available up to $100,000,000.
• HUD and FHA Lending: This funding is specifically targeted for the acquisition, new construction, or rehab of Senior housing, hospitals, healthcare facilities, and multifamily rentals. Get fixed low rates on amounts up to $50,000,000.
• Construction Financing: We are able to finance construction projects if the principals have equity experience. Loans are in the $10,000,000 to over $100,000,000 range.
• Equity and Mezzanine Financing: Due to our high net worth investors and our capital sources we can offer you a tailored solution. Financing can go to $100,000,000 or more.

Go Further With a Stated Income Commercial Real Estate Loan

When you are searching for a commercial real estate loan, you will likely experience strict approval requirements and slow turnaround times. There is a lot of paperwork involved and lenders only want to work with the best borrowers. Fortunately, Business Capital Financing USA has a solution that can address both of these issues: stated income commercial real estate financing.

What Is Stated Income?

When you apply for a normal real estate loan, you have to provide a lot of documentation about your finances and credit. While the building may be evaluated, it is not the central focus. This can be a slow process that is challenging for anyone with imperfect credit or multiple active loans.

A stated income loan flips the script. The property becomes the central focus of the approval process. If it can generate enough value to cover the mortgage, insurance and taxes, chances are that you will be approved. This means a lot less paperwork and a much faster approval process.

This is an option for almost all types of commercial real estate. Whether you work in residences, offices, restaurants, retail stores or anything else, you should consider stated income loans from Business Capital Financing USA.

What Are the Basics?

If this sounds like a good option for you, consider some of the basics of the loans. These are a few things you need to know:

• You can qualify with a credit score as low as 600.
• Depending on the property, you can receive a loan-to-value ratio of up to 75%.
• The loans are fixed-rate with 25-year terms.
• Almost any property can qualify.
• You can use the funds for purchasing, renovating or refinancing properties. Building working capital or debt consolidation are also options.
• You only need to provide a W-2 or self-employment documentation.

Contact Business Capital Financing USA today to learn more about stated income commercial real estate loans or our commercial real estate financing options. We look forward to working with you.